Sesi mengopi TANPA beli kopi #646

Sesi mengopi TANPA beli kopi #646
(Tuan/puan boleh tanya sebarang soalan berkaitan industri kereta terus ke FB Messenger saya)

SOALAN:

Hello mr eddie.. happy chinese new year 🙏🏻🙏🏻🥳

I want to ask, if i want to sell my car (proton waja year 2001) and want to trade in with another used car (example like honda civic fd).. can guide me like how the process or which car suitable for me (my salary around 2.5k)

JAWAPAN:

If your waja 2001 does not owe the bank anymore, then you will probably have around 3k from the sale of the car to the dealer.

The money from the sale of your Waja can be used to pay for the downpayment of the Civic FD. 

In order for you to be eligible for the loan for the Honda Civic FD, your salary must be 3 times the monthly installment for the car being purchase. 

In the case of a second hand Honda Civic FD, the monthy installement is roughly about rm900 a month. That means your salary need to be rm900 x 3 (RM2700) to be eligible for the loan plus you need to be free from other commitments as well, eg personal loan, furniture loan, etc.

Unless you can come up with a further downpayment to reduce the monthly installment, then your loan may be approved.

Otherwise, you may choose cheaper cars like Proton Preve, Toyota Vios or Honda City.

Eddie Soh
EH Motor (ditubuh 1985)
Blacklist, CCRIS, Full loan untuk beli kereta

#EHMotor
#Sesimengopitanpabelikopi